Article index
All 125 articles on Money After Thirty, by section.
Earning
Section page →- A pay rise is worth less than the number suggestsAug 11, 2026
- The second income that is not worth the hoursJul 9, 2026
- The years your earnings move fastest, and what follows themJul 3, 2026
- Changing career at thirty-five and what the pay cut really costsJun 27, 2026
- The promotion that costs more than it paysJun 24, 2026
- Negotiating when you cannot afford to walk awayJun 22, 2026
- Returning to work after years out of itJun 18, 2026
- Going part-time changes progression more than payJun 16, 2026
- Two careers, one household, and whose job movesJun 10, 2026
- The counter-offer rarely fixes what made you lookJun 8, 2026
- What a decade of small raises actually compounds toJun 4, 2026
- Retraining in your forties and how long the payback runsJun 2, 2026
- Freelancing after a decade employed: what you have to replaceMay 29, 2026
- Bonus-heavy pay when your outgoings are fixedDec 1, 2025
- The specialism that pays well now and narrows laterNov 25, 2025
- Moving into management costs you the skill you were paid forNov 23, 2025
- Working for an employer that may not exist in three yearsNov 18, 2025
- Share-based pay, and what it is worth on the day you need itNov 16, 2025
- A four-day week is a purchase, not a perkNov 13, 2025
- The pay review you are not in the room forNov 8, 2025
- What a job title is worth outside the buildingNov 5, 2025
Pensions
Section page →- Employer pension matching is the most ignored free money there isAug 9, 2026
- Starting a pension at thirty-eight rather than twenty-twoMay 24, 2026
- The pensions you left behind at old jobsMay 22, 2026
- Consolidating old pensions, and when not toMay 18, 2026
- Why the projection on your pension statement is not a promiseMay 16, 2026
- The default fund and how long you have leftMay 12, 2026
- Career breaks, credits and state pension entitlementMay 9, 2026
- A household has one retirement, not twoMay 5, 2026
- Self-employed, and the pension nobody sets up for youMay 3, 2026
- Salary sacrifice and what else it touchesApr 27, 2026
- Catching up on contributions when you are behindApr 25, 2026
- Stopping work before you can draw a pensionApr 22, 2026
- The pension form that can override your willApr 17, 2026
- The contribution increase you promised yourself for next yearNov 3, 2025
- What to look at on a pension statement, and what to ignoreOct 31, 2025
- Pausing contributions for a year, and the decade that pays for itOct 27, 2025
- A pension is not the only thing funding your retirementOct 23, 2025
- Three job moves and what happened to the employer matchOct 19, 2025
- Contributing for a partner who is not earningOct 15, 2025
- Separation and the pension that gets valued lastOct 14, 2025
- Twenty years out and five years out are different problemsOct 9, 2025
Family Costs
Section page →- The childcare arithmetic that decides whether work paysJul 31, 2026
- The cost of a child is front-loaded, then it movesApr 15, 2026
- Two money histories, one householdApr 12, 2026
- Joint, separate, or both: account structures that survive real lifeApr 7, 2026
- Splitting costs when one of you earns much moreApr 4, 2026
- Parental leave: the part of the decision that outlasts the leaveApr 2, 2026
- A second child does not cost twice as muchMar 28, 2026
- Supporting adult children while funding your own retirementMar 26, 2026
- When family lends you money, write it downMar 23, 2026
- Money with a new partner when one of you has childrenMar 18, 2026
- Choosing a home for the schools, and paying for it twiceMar 16, 2026
- Teenagers, further study and the costs that arrive at the wrong timeMar 12, 2026
- Grandparents doing the childcare, and the terms nobody setsMar 8, 2026
- School holidays cost more than term time, every yearOct 6, 2025
- A child with additional needs changes the earning planOct 3, 2025
- Clubs and activities become a fixed cost without a decisionSep 30, 2025
- Booking a nursery place before you know you need itSep 27, 2025
- What children learn about money from watching you decideSep 22, 2025
- Saving for a child without knowing what it is forSep 18, 2025
- Childcare ends, and the money does not come backSep 16, 2025
- Raising a child across two homesSep 12, 2025
Big Decisions
Section page →- Costing a career break before you take oneAug 5, 2026
- Moving for a job: the costs that are not in the offerJul 19, 2026
- Overpaying a mortgage against investing the same moneyJul 12, 2026
- What to do with a windfall before you decide anythingJul 6, 2026
- Redundancy: the decisions that follow the paymentMar 4, 2026
- Taking a job you want more for money you want lessMar 2, 2026
- Starting a business when other people depend on your incomeFeb 26, 2026
- Emigrating, and the money decisions that outlast the moveFeb 24, 2026
- Sabbatical or resignation, and what continuity is worthFeb 18, 2026
- The arrangement you made five years ago and never revisitedFeb 15, 2026
- Moving closer to ageing parentsFeb 12, 2026
- When to stop researching and make the decisionFeb 8, 2026
- A mortgage term that runs past the date you want to stopSep 10, 2025
- Renovate or move, priced honestlySep 6, 2025
- The qualification your employer pays for, and the strings attachedSep 3, 2025
- The decision you are making because you are exhaustedAug 31, 2025
- Leaving the city because the time costs too muchAug 25, 2025
- Selling something you built, and the day afterAug 24, 2025
- Guaranteeing someone else's borrowingAug 19, 2025
- The year to make no big decisions at allAug 15, 2025
- Two people, one decision, two appetites for riskAug 13, 2025
Safety Nets
Section page →- How much emergency fund is enough once you have dependantsJul 29, 2026
- What income protection actually replacesJul 16, 2026
- The gap between the last payslip and the first new oneFeb 6, 2026
- When one income covers everythingFeb 2, 2026
- What a household loses financially when a partner diesJan 31, 2026
- The order in which things run outJan 26, 2026
- The emergency fund you keep raidingJan 24, 2026
- Separation, and the financial reset nobody plans forJan 19, 2026
- When caring responsibilities arrive without noticeJan 17, 2026
- The page your household would need if you were not thereJan 13, 2026
- When the income is irregular, the buffer does a different jobJan 8, 2026
- The first months of a serious illness in the householdJan 7, 2026
- Sick pay ends before recovery doesAug 8, 2025
- The cover you bought for a life you no longer liveAug 6, 2025
- A buffer, a reserve and a fund are three different jobsAug 4, 2025
- A household with no slack has no optionsJul 30, 2025
- The month everything renews at onceJul 27, 2025
- Losing a job at forty-eight is not losing one at twenty-eightJul 22, 2025
- Debt that was sized for two incomesJul 20, 2025
- A shock that lasts three years, not three monthsJul 16, 2025
- Making a claim when you are least able toJul 12, 2025
Looking Ahead
Section page →- Talking to your parents about their affairs before you have toJul 25, 2026
- Wills, and what happens if there is not oneJul 23, 2026
- Care for a parent, and who is expected to payJan 3, 2026
- The decade when parents and children need you at onceDec 29, 2025
- Power of attorney: what it does and what it does notDec 28, 2025
- The inheritance you should not build a plan aroundDec 23, 2025
- Giving during your lifetime or leaving it in the estateDec 19, 2025
- Being an executor: what you are agreeing toDec 18, 2025
- Siblings and an estate, and where it goes wrongDec 12, 2025
- Clearing a parent's home, in the right orderDec 10, 2025
- Retirement is not one date any moreDec 7, 2025
- Funeral costs and the decisions left to other peopleDec 3, 2025
- A parent moving in with youJul 11, 2025
- The parent who will not accept helpJul 6, 2025
- A will written before the children arrivedJul 2, 2025
- Care paid in time rather than moneyJul 1, 2025
- The medical wishes nobody has written downJun 25, 2025
- Accounts nobody else can reachJun 23, 2025
- Downsizing later than plannedJun 20, 2025
- Naming a guardian for children who may be grown by thenJun 16, 2025