Pensions
The pension form that can override your will
Many schemes pay death benefits at the trustees' discretion, guided by a nomination form. A stale form is a common and expensive…
Pensions
Contributions, employer matching and the decades-long consequences of ignoring it.
21 articles · updated August 11, 2026 · page 2 of 2
Pensions
The contribution increase you promised yourself for next year
Almost everyone intends to pay more into a pension once things settle down, and the year things settle down does not arrive on its…
Pensions
What to look at on a pension statement, and what to ignore
The number printed largest is the least reliable thing on the page, and the useful information is usually further down in smaller…
Pensions
Pausing contributions for a year, and the decade that pays for it
Stopping pension payments during a hard year is often the right call, and the cost lands much later and much larger than the amount…
Pensions
A pension is not the only thing funding your retirement
Most households arrive at later life with income from several places, and the ones that plan around a single pot usually misjudge…
Pensions
Three job moves and what happened to the employer match
Every change of employer resets the pension arrangement, and the contribution rate you end up on is usually whatever the new scheme…
Pensions
Contributing for a partner who is not earning
When one person steps back from paid work, the household keeps its income and quietly stops building one person's retirement.
Pensions
Separation and the pension that gets valued last
When a relationship ends, attention goes to the house and the accounts, while the largest asset in many households is dealt with…
Pensions
Twenty years out and five years out are different problems
The distance between now and the point you need the money changes what a setback means, and most people never adjust the question.